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Finance of America

title@foahomeequity.com

Better Mortgage Corporation, ISAOA ATIMA
1 World Trade Center
80th Floor
New York, NY 10007

Title Team

I{{#if $loan.borrowerFirstName}}, {{$loan.borrowerFirstName}}{{#if $loan.borrowerLastName}} {{$loan.borrowerLastName}}{{/if}},{{/if}} authorize {{$config.brand.communicationsSender}} to verify my credit. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>, <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a>, <a href="/about-us/affiliated-business" target="_blank" rel="noopener noreferrer">Affiliated Business Arrangement Disclosure</a>, and consent to a credit inquiry and income verification.

I, the mortgage broker for the consumers applying for this mortgage loan, affirm that I have obtained the consumer's express consent to conduct a soft credit inquiry for the purpose of mortgage prequalification, rate analysis, or other preliminary financing discussions. This soft credit inquiry is used solely to assess creditworthiness and will not impact the consumer's credit score.

I authorize {{$config.brand.communicationsSender}} to verify my credit. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>, and <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a> and consent to a credit inquiry and income verification. I've also read and acknowledged the <a href="https://media.better.com/pdfs/initial-heloc-disclosures.pdf" target="_blank" rel="noopener noreferrer">Initial HELOC Disclosure</a> and <a href="https://media.better.com/pdfs/what-you-should-know-about-heloc_booklet.pdf" target="_blank" rel="noopener noreferrer">What You Should Know About HELOC</a> informational brochure.

I authorize {{$config.brand.communicationsSender}} to verify my credit. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>, <a href="https://media.better.com/pdfs/what-you-should-know-about-heloc_booklet.pdf" target="_blank" rel="noopener noreferrer">What You Should Know About Home Equity Lines of Credit</a>, <a href="https://media.better.com/pdfs/initial-heloc-disclosures.pdf" target="_blank" rel="noopener noreferrer">HELOC Early Disclosure Package</a>, and <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a> and consent to a credit inquiry and income verification.

I{{#if $loan.borrowerName}}, {{$loan.borrowerName}},{{/if}} authorize {{$config.brand.communicationsSender}} to verify my credit. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>, <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a>, <a href="/about-us/affiliated-business" target="_blank" rel="noopener noreferrer">Affiliated Business Arrangement Disclosure</a>, and consent to a credit inquiry and income verification.

I{{#if $loan.borrowerName}}, {{$loan.borrowerName}},{{/if}} authorize {{$config.brand.communicationsSender}} to verify my credit. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a> and <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a> and consent to a credit inquiry and income verification. I've also read and acknowledged the <a href="https://media.better.com/pdfs/initial-heloc-disclosures.pdf" target="_blank" rel="noopener noreferrer">Initial HELOC Disclosure</a> and <a href="https://media.better.com/pdfs/what-you-should-know-about-heloc_booklet.pdf" target="_blank" rel="noopener noreferrer">What You Should Know About HELOC</a> informational brochure.

I{{#if $loan.borrowerName}}, {{$loan.borrowerName}},{{/if}} authorize {{$config.brand.communicationsSender}} to verify my credit and to look up ownership of my current loan. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>, <a href="https://media.better.com/pdfs/what-you-should-know-about-heloc_booklet.pdf" target="_blank" rel="noopener noreferrer">What You Should Know About Home Equity Lines of Credit</a>, <a href="https://media.better.com/pdfs/initial-heloc-disclosures.pdf" target="_blank" rel="noopener noreferrer">HELOC Early Disclosure Package</a>, and <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a> and consent to a credit inquiry and income verification.

I{{#if $loan.borrowerName}}, {{$loan.borrowerName}},{{/if}} authorize {{$config.brand.communicationsSender}} to verify my credit. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>, <a href="https://media.better.com/pdfs/what-you-should-know-about-heloc_booklet.pdf" target="_blank" rel="noopener noreferrer">What You Should Know About Home Equity Lines of Credit</a>, <a href="https://media.better.com/pdfs/initial-heloc-disclosures.pdf" target="_blank" rel="noopener noreferrer">HELOC Early Disclosure Package</a>, and <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a> and consent to a credit inquiry and income verification.

By clicking the "Next" button above, I agree to {{$config.brand.shortName}}'s <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a> and <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>. I understand that I am providing my prior express written consent for {{$config.brand.shortName}} to deliver calls or text messages to my phone number provided above, or any other number {{$config.brand.shortName}} may find for me, including for marketing purposes and using an automated telephone dialing system, even if my telephone number is currently listed on a federal, state, internal, or corporate Do-Not-Call list. I understand that my consent is not required to make a purchase.

By entering their phone number you're authorizing {{#if $config.brand.brokerShortName}}{{$config.brand.brokerShortName}} and/or {{$config.brand.shortName}}{{#else}}{{$config.brand.shortName}}{{/if}} to use this number to call, text and send them messages by any method. We won't charge them for any contact but their service provider could.

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A quick overview

About Better Mortgage

Why are loan estimates so important

Loan types and products

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Locking

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Refinance loan costs

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Loan process

Credit scores

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Loan servicing

In connection with processing your loan application, we will request a consumer credit report on your credit standing, credit capacity and creditworthiness from a Consumer Reporting Agency.

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Review and acknowledge your Closing Disclosure

If you have any questions about this document, the final Closing Disclosure, or closing in general, check out our articles.

Review and acknowledge your initial closing disclosure

CFPB, CFPB Finds Percentage of Borrowers with $20K in Student Debt Doubled Over Last Decade

Doing a cash-out refinance may save you money on your student debt. Chat with one of our Loan Consultants to learn more.

We're one of the only lenders that will generate a Loan Estimate automatically without conducting a hard credit pull.

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What is RefiPossible?

You're getting this message because you created an application on Better.com.

These include fees that are controlled by the lender, such as the origination fee which is $0 unless you decide to buy a lower rate, as well as 3rd party services that you can shop for but are required for funding your loan.

If Better retains the servicing of your loan, automatic payments will be turned on.